<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Kayla Moore Mortgage Advisor]]></title><description><![CDATA[Kayla Moore Mortgage Advisor]]></description><link>https://www.kaylamooremortgage.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Tue, 03 Nov 2026 06:23:37 GMT</lastBuildDate><atom:link href="https://www.kaylamooremortgage.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[VA Assumable Loans: What Buyers and Sellers Need to Know]]></title><description><![CDATA[A VA assumption can offer a valuable existing mortgage, but buyers and sellers need to understand the cash gap, second liens, liability, entitlement, and timeline.]]></description><link>https://www.kaylamooremortgage.com/post/va-assumable-loans-buyers-sellers</link><guid isPermaLink="false">f3f6cdc4-f613-4d0d-a4f9-e2320cc5fe98</guid><pubDate>Sun, 25 Oct 2026 01:43:19 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[Rent or Buy Near Little Rock AFB? Start With Your BAH and Your Next Move]]></title><description><![CDATA[PCSing to Little Rock AFB? Compare renting and buying using your BAH, comfortable payment, savings, time in the home, and plans for your next PCS.]]></description><link>https://www.kaylamooremortgage.com/post/rent-vs-buy-little-rock-afb-bah</link><guid isPermaLink="false">b88eaa68-b2dd-42b3-a137-37350b45fde8</guid><pubDate>Mon, 19 Oct 2026 23:08:02 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[The VA Benefit Most Veterans Never Hear About: Let the Seller Pay Off Your Debt at Closing]]></title><description><![CDATA[A VA seller concession may pay off an eligible debt at closing. See a $300,000 example, the 4% reasonable-value limit, and how to compare the benefit to your monthly budget.]]></description><link>https://www.kaylamooremortgage.com/post/va-seller-concessions-pay-off-debt</link><guid isPermaLink="false">f6238e6e-becc-40bc-bd66-96171430daf2</guid><pubDate>Sun, 18 Oct 2026 14:24:39 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[Want to Buy a House but You’re Not Ready Yet? Start Here.]]></title><description><![CDATA[Think you’re not ready to buy a house yet? Mortgage Ready gives you an exact step-by-step plan for your situation, from credit and savings to finding a monthly payment that actually feels comfortable.]]></description><link>https://www.kaylamooremortgage.com/post/want-to-buy-a-house-but-youre-not-ready-yet-start-here-</link><guid isPermaLink="false">73372d4f-2868-4d79-8d9f-41c4affb2d2e</guid><pubDate>Tue, 29 Sep 2026 14:41:04 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[FHA vs. Conventional vs. USDA vs. VA: What’s the Difference?]]></title><description><![CDATA[FHA, conventional, USDA or VA? Compare down payments, mortgage insurance, eligibility and closing-cost options to understand which home loan may fit your situation.]]></description><link>https://www.kaylamooremortgage.com/post/fha-vs--conventional-vs--usda-vs--va-whats-the-difference</link><guid isPermaLink="false">bd0aa4da-089e-4e53-8f68-824ce185aa0e</guid><pubDate>Tue, 29 Sep 2026 14:15:40 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[How Much Money Do You Actually Need to Buy a House in Arkansas?]]></title><description><![CDATA[How much money do you need to buy a home in Arkansas? Learn about down payments, closing costs, earnest money, seller contributions and assistance.]]></description><link>https://www.kaylamooremortgage.com/post/how-much-money-do-you-actually-need-to-buy-a-house-in-arkansas</link><guid isPermaLink="false">b3eaf317-a2c2-4b18-8782-b256cb71a664</guid><pubDate>Tue, 29 Sep 2026 13:55:30 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[First-Time Homebuyer Guide for Arkansas: Where Do I Even Start?]]></title><description><![CDATA[Buying your first home in Arkansas? A straightforward step-by-step guide to credit, preapproval, loan options, cash needed, house hunting and closing.]]></description><link>https://www.kaylamooremortgage.com/post/first-time-homebuyer-guide-for-arkansas-where-do-i-even-start</link><guid isPermaLink="false">b6023635-46e9-40a0-9d1c-810027549325</guid><pubDate>Tue, 29 Sep 2026 04:17:17 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[PCSing to Little Rock Air Force Base? Home Buying &#38; VA Loan Guide]]></title><description><![CDATA[PCSing to Little Rock AFB? A practical guide to buying a home, using a VA loan, buying before arrival, choosing communities around base, and planning your move with local Realtor Nikki Hynes.]]></description><link>https://www.kaylamooremortgage.com/post/pcsing-to-little-rock-air-force-base-home-buying-va-loan-guide</link><guid isPermaLink="false">00dd1c7c-9c8c-43b6-988f-46b0cf7bd91e</guid><pubDate>Sun, 27 Sep 2026 18:50:52 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[Moving to Little Rock AFB: What a Local Realtor Wants Military Families to Know]]></title><description><![CDATA[PCSing to Little Rock Air Force Base? Local Realtor Nikki Hynes shares what military families should know about the area, house hunting, buying from a distance, and settling in.]]></description><link>https://www.kaylamooremortgage.com/post/moving-to-little-rock-afb-what-a-local-realtor-wants-military-families-to-know</link><guid isPermaLink="false">e3c1b962-f5a2-4770-b078-f5c35ecc24fa</guid><pubDate>Sun, 27 Sep 2026 18:22:43 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[VA Loans in Northwest Arkansas: A Local Guide for Veterans and Military Families]]></title><description><![CDATA[Buying in Northwest Arkansas with a VA loan? Learn how the benefit works in a real home search, from repeat use and appraisals to seller concessions and stronger offers.]]></description><link>https://www.kaylamooremortgage.com/post/va-loans-in-northwest-arkansas-a-local-guide-for-veterans-and-military-families</link><guid isPermaLink="false">f767819f-63d3-4569-9e9f-7e9de0193a30</guid><pubDate>Tue, 22 Sep 2026 21:00:48 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[How to Make a VA Offer More Competitive Without Giving Up the Veteran's Protections]]></title><description><![CDATA[A VA offer can be competitive without giving up important protections. Here is how buyers and Realtors can strengthen the financing, terms, and communication.]]></description><link>https://www.kaylamooremortgage.com/post/how-to-make-a-va-offer-more-competitive-without-giving-up-the-veterans-protections</link><guid isPermaLink="false">957af9ed-0cad-450e-b796-52f67c50285c</guid><pubDate>Tue, 22 Sep 2026 20:58:59 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[The VA 4% Seller Concession Rule: How It Can Save Veterans More Than You Think]]></title><description><![CDATA[The VA 4% seller concession rule is often misunderstood. Learn which costs count toward the limit and how a seller contribution might help a Veteran.]]></description><link>https://www.kaylamooremortgage.com/post/the-va-4-seller-concession-rule-how-it-can-save-veterans-more-than-you-think</link><guid isPermaLink="false">39183d37-e1bd-45fa-8777-0e1438e57786</guid><pubDate>Tue, 22 Sep 2026 20:56:48 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[VA Reconsideration of Value: What Happens When a VA Appraisal Comes in Low?]]></title><description><![CDATA[A low VA appraisal does not have to end the conversation. Learn how Reconsideration of Value works and what information may help.]]></description><link>https://www.kaylamooremortgage.com/post/va-reconsideration-of-value-what-happens-when-a-va-appraisal-comes-in-low</link><guid isPermaLink="false">24995879-b2a6-447e-8032-2b0eaa7ffcc6</guid><pubDate>Tue, 22 Sep 2026 20:52:09 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[What Is Tidewater on a VA Appraisal?]]></title><description><![CDATA[Got a VA Tidewater notice? Learn what it means, what happens during the response period, and how it differs from Reconsideration of Value.]]></description><link>https://www.kaylamooremortgage.com/post/what-is-tidewater-on-a-va-appraisal</link><guid isPermaLink="false">6be4371f-01f9-4e5b-87e2-0dc40a1899d4</guid><pubDate>Tue, 22 Sep 2026 20:50:09 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[VA Appraisals: What Buyers and Sellers Actually Need to Know]]></title><description><![CDATA[Worried about a VA appraisal? Learn what appraisers look for, how property requirements work, and what happens when value or condition raises a question.]]></description><link>https://www.kaylamooremortgage.com/post/va-appraisals-what-buyers-and-sellers-actually-need-to-know</link><guid isPermaLink="false">b6553bd3-882b-4823-b584-ca79d0257f38</guid><pubDate>Tue, 22 Sep 2026 20:48:28 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[PCSing? You May Not Have to Sell Your Current Home to Qualify for Your Next VA Loan]]></title><description><![CDATA[PCSing and wondering whether you must sell your current home before buying again? Remaining VA entitlement and potential rental income may give you options.]]></description><link>https://www.kaylamooremortgage.com/post/pcsing-you-may-not-have-to-sell-your-current-home-to-qualify-for-your-next-va-loan</link><guid isPermaLink="false">6d2168f6-b1d9-493c-9b61-a95df7dd8db0</guid><pubDate>Tue, 22 Sep 2026 20:47:04 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item><item><title><![CDATA[Can You Have Two VA Loans at the Same Time?]]></title><description><![CDATA[Already have a VA loan and need to buy again? Learn when two VA loans may be possible and how remaining entitlement and a departing residence can affect your plan.]]></description><link>https://www.kaylamooremortgage.com/post/can-you-have-two-va-loans-at-the-same-time</link><guid isPermaLink="false">74af891b-1668-41f1-b013-3aa55df3be40</guid><pubDate>Tue, 22 Sep 2026 20:33:47 GMT</pubDate><dc:creator>Kayla Moore</dc:creator></item></channel></rss>